Insurers to drop child-only plans

[red states rule]

Here is another result of Obamacare. For you parents out there get ready to feel that hope and change up close

Dman those insurance companies! They refuse to become a charity and give their coverage away like Dems think they should





Some of the country's most prominent health insurance companies have decided to stop offering new child-only plans, rather than comply with rules in the new health-care law that will require such plans to start accepting children with preexisting medical conditions after Sept. 23.

The companies will continue to cover children who already have child-only policies. They will also accept children with preexisting conditions in new family policies.

Nonetheless, supporters of the new health-care law complain that the change amounts to an end run around one of the most prized consumer protections.

"We're just days away from a new era when insurance companies must stop denying coverage to kids just because they are sick, and now some of the biggest changed their minds," Ethan Rome, executive director of Health Care for America Now, an advocacy group, said in a statement. "[It] is immoral, and to blame their appalling behavior on the new law is patently dishonest."

Three insurers - WellPoint, Cigna and CoventryOne - all cited uncertainty in the health insurance market for their decisions. That incertitude and the resulting decision of other insurers to drop their child-only plans, according to WellPoint spokeswoman Kristin Binns, "has created an unlevel competitive environment."

http://www.washingtonpost.com/wp-dyn/content/article/2010/09/20/AR2010092006665.html

[Noir]

So you don't think children born with conditions should be able to get personal cover?

[Trigg]

So you don't think children born with conditions should be able to get personal cover?

In most cases the child is eligable for medicaid, which is gov. run healthcare.

A quick search http://medicaidapplication.blogsavy.com/getting-medicaid-for-children-with-disabilities/

[fj1200]

So you don't think children born with conditions should be able to get personal cover?

We shouldn't create regulations that force private companies to accept people/children with pre-existing conditions. It creates incentives for people to not get coverage until there is a condition.

[Noir]

...maybe I'm missing something, but wasn't Obama care meant to be national health care?

[fj1200]

...maybe I'm missing something, but wasn't Obama care meant to be national health care?

Federal regulations on private health care companies.

[Indy]

...maybe I'm missing something, but wasn't Obama care meant to be national health care?

It's meant to destroy private health care. As you see, it's just beginning. They should have designed something for the uninsured through the existing Medicare. Instead they have designed a behemoth that will eat the heart out of the best medical care in the free world. The idea that a government provided health care system will lower the cost of coverage is ludicrous.It will accomplish what was intended, unionized federal workers, and the demise of insurance through the private sector, and it's employees. Anyone who's had any dealings with federal or state employees know how this will turn out.

[Palin Rider]

Here is another result of Obamacare. For you parents out there get ready to feel that hope and change up close

Dman those insurance companies! They refuse to become a charity and give their coverage away like Dems think they should

I guess that makes you uninsurable. :laugh:

[red states rule]

So you don't think children born with conditions should be able to get personal cover?

Of course, but not for free or below market rates. That is what Obamacare does however

Now what is happening it what those opposed to Obamacare said would happen

[red states rule]

...maybe I'm missing something, but wasn't Obama care meant to be national health care?

That is how it was sold

Of course, we were told the government could add 30 million people to the the insurance rolls and not increase the cost

They said the cost of coverage would go down - the cost is going up

They said it would not add to the deficit - the debt is increasing

But to libs those are just pesky details or right wing propaganda

They also dismiss about 60% of voters want Obamacare repealed

[DragonStryk72]

...maybe I'm missing something, but wasn't Obama care meant to be national health care?

Yeah, but that would have required the Dems to grow balls, so it didn't happen. See, so of it is that there are limits on how much they can charge someone who has insurance for their policy already, and then, since the company cannot recoup on kids that have pre-existing conditions, they at a certain have to stop giving that kind of insurance out.

Obamacare was neither the national health care that Obama called for on the campaign trail, nor has it resulted in any meaningful change to the insurance companies. There was no real reform for them, so things continue to be shit, but it's now getting worse because it was handled ineptly.

[red states rule]

Yeah, but that would have required the Dems to grow balls, so it didn't happen. See, so of it is that there are limits on how much they can charge someone who has insurance for their policy already, and then, since the company cannot recoup on kids that have pre-existing conditions, they at a certain have to stop giving that kind of insurance out.

Obamacare was neither the national health care that Obama called for on the campaign trail, nor has it resulted in any meaningful change to the insurance companies. There was no real reform for them, so things continue to be shit, but it's now getting worse because it was handled ineptly.

The only goal Obama, Reid, and Pelosi had in passing Obamacare was to put the private insurance companies out of business

But the greedy bastards refuse to comply and are doing what any business does when the cost of doing business increases. They pass the additional costs on to their customers

[bullypulpit]

State and local governments grant corporations the right to do business through licenses. It is time for the business licenses of these health insurance companies to be held hostage to their compliance with all provisions of the health care reform act. Failing to do so will result in their business licenses being yanked. Corporations exist on public sufferance, and they need to be reminded of this. And, of course, it's just another reason for single payer health care in America.

[fj1200]

State and local governments grant corporations the right to do business through licenses. It is time for the business licenses of these health insurance companies to be held hostage to their compliance with all provisions of the health care reform act. Failing to do so will result in their business licenses being yanked. Corporations exist on public sufferance, and they need to be reminded of this. And, of course, it's just another reason for single payer health care in America.

Corporations exist to make money, if they don't fill a need, attract customers, make a profit... they will no longer exist. The folly is that some government types decided to force corporations to carry out public policy of their choosing.

Your statement is that all things descend from government; private enterprise is the driver in our economy.

[red states rule]

State and local governments grant corporations the right to do business through licenses. It is time for the business licenses of these health insurance companies to be held hostage to their compliance with all provisions of the health care reform act. Failing to do so will result in their business licenses being yanked. Corporations exist on public sufferance, and they need to be reminded of this. And, of course, it's just another reason for single payer health care in America.

So is that way you want things BP? Obey, comply, or be put out business?

Is threats the way you want government to rule?

Or is this your way of ducking the economic reality of Obamacare?

[red states rule]

Corporations exist to make money, if they don't fill a need, attract customers, make a profit... they will no longer exist. The folly is that some government types decided to force corporations to carry out public policy of their choosing.

Your statement is that all things descend from government; private enterprise is the driver in our economy.

To liberals like BP corporations are in business to pay the maximum amount in taxes and serve the common good

Profits are irrelevant in BP's utopia world

[bullypulpit]

Corporations exist to make money, if they don't fill a need, attract customers, make a profit... they will no longer exist. The folly is that some government types decided to force corporations to carry out public policy of their choosing.

Your statement is that all things descend from government; private enterprise is the driver in our economy.

Which is why they are completely unsuitable for the provision of health insurance. And yes, private enterprise is the driver of our economy. But when the actions of these private enterprises result in the loss of insurance or other tangible harm, they are beholden to the government...which issues their business license.

[Missileman]

Which is why they are completely unsuitable for the provision of health insurance. And yes, private enterprise is the driver of our economy. But when the actions of these private enterprises result in the loss of insurance or other tangible harm, they are beholden to the government...which issues their business license.

Why should it be an employer's responsibility to provide healthcare for their employees. My parents didn't get their insurance through work, but through an agent, just like home and car insurance. We kept the same coverage even though they changed jobs periodically.

[red states rule]

Which is why they are completely unsuitable for the provision of health insurance. And yes, private enterprise is the driver of our economy. But when the actions of these private enterprises result in the loss of insurance or other tangible harm, they are beholden to the government...which issues their business license.

What about the government interfering in the private sector causing the cost of insurance going up?

Where in the US Constitution dose it give the power to the Federal government to require private insurance companies to give insurance to people with pre-exisiting conditions?

Or to force private citizens to buy a product/serive under the threat of fines, (i.e a tax) and jail?

It is basic economics BP. Thanks to Obamacare the cost to the insurane companies is increasing so they pass that added cost onto their customers

Unlike the Federal government, the insurance companies cannot run trillion dollar deficits year after year

[fj1200]

Which is why they are completely unsuitable for the provision of health insurance. And yes, private enterprise is the driver of our economy. But when the actions of these private enterprises result in the loss of insurance or other tangible harm, they are beholden to the government...which issues their business license.

They are beholden to their customers with whom they have a contract.

Business license!!! :laugh: That's completely childish.

[Pagan]

Which is why they are completely unsuitable for the provision of health insurance. And yes, private enterprise is the driver of our economy. But when the actions of these private enterprises result in the loss of insurance or other tangible harm, they are beholden to the government...which issues their business license.

So answer this BP, you're obviously a big Obama supporter who voted for him.

What are your thoughts on Obama embracing and expanding the Bush Doctrine?

Inquiring minds need to know.

[SassyLady]

State and local governments grant corporations the right to do business through licenses. It is time for the business licenses of these health insurance companies to be held hostage to their compliance with all provisions of the health care reform act. Failing to do so will result in their business licenses being yanked. Corporations exist on public sufferance, and they need to be reminded of this. And, of course, it's just another reason for single payer health care in America.

Wow....talk about facism.

[SassyLady]

Why should it be an employer's responsibility to provide healthcare for their employees. My parents didn't get their insurance through work, but through an agent, just like home and car insurance. We kept the same coverage even though they changed jobs periodically.

:clap::clap:

[Pagan]

Why should it be an employer's responsibility to provide healthcare for their employees. My parents didn't get their insurance through work, but through an agent, just like home and car insurance. We kept the same coverage even though they changed jobs periodically.

It's not their responsibility, but if they want to attract quality employee's then they do.

But it's my opinion that Insurance is one of the reasons why the price skyrockets. There's no real competition, they pay and everyone in the system milks it for what they can.

[SassyLady]

It's not their responsibility, but if they want to attract quality employee's then they do.

But it's my opinion that Insurance is one of the reasons why the price skyrockets. There's no real competition, they pay and everyone in the system milks it for what they can.

If a company can afford to offer insurance benefits to attract "quality" employees, then they should put that money directly into the employee's pocket and let them decide which insurance policy they want.

[red states rule]

If a company can afford to offer insurance benefits to attract "quality" employees, then they should put that money directly into the employee's pocket and let them decide which insurance policy they want.

Of course that would be rather difficult to do. The rates the employees pay are group rates. The bigger the group the cheaper the cost to the employee

Older workers and those with kids, the medical benefit is very important

Now they will see their rates increase thanks to Obama and the Dems

Next up, Dems will whine about the greedy insurance companies and openly say they should have put price controls in Obamacare

But those damn Republicans stopped them :laugh2:

[fj1200]

It's not their responsibility, but if they want to attract quality employee's then they do.

But it's my opinion that Insurance is one of the reasons why the price skyrockets. There's no real competition, they pay and everyone in the system milks it for what they can.

Are you then saying that the system is not exacerbated by tax incentives given to corporations and not individuals? And didn't come about because of businesses trying to get around the wage controls instituted by the government?

[Missileman]

It's not their responsibility, but if they want to attract quality employee's then they do.

But it's my opinion that Insurance is one of the reasons why the price skyrockets. There's no real competition, they pay and everyone in the system milks it for what they can.

The new healthcare bills puts the responsibility on employers.